Terms of Service

By accessing or using Centwise, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our service.

Centwise is a personal finance management tool designed to help you track your finances, set goals, and manage your money more effectively.

Centwise provides the following services:

• Financial account tracking and balance monitoring
• Transaction categorization and analysis
• Budget creation and management
• Financial goal setting and tracking
• Bank statement imports (M-Pesa, Equity, KCB, ABSA, and more)

We reserve the right to modify, suspend, or discontinue any aspect of the service at any time without prior notice.

To use Centwise, you must create an account. You agree to:

• Provide accurate and complete information during registration
• Maintain the security of your account credentials
• Notify us immediately of any unauthorized access
• Accept responsibility for all activities under your account

You must be at least 18 years old to create an account. Accounts are personal and may not be transferred to others.

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your data.

You retain ownership of all financial data you provide. We process this data solely to deliver and improve our services to you.

You agree not to:

• Use the service for any illegal purpose
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the service
• Upload malicious code or content
• Impersonate another person or entity
• Use automated systems to access the service without permission

Centwise is not a financial advisor. The information provided through our service is for informational purposes only and should not be considered financial, investment, or professional advice.

We do not guarantee the accuracy of imported financial data. Always verify your financial information with your banking institutions directly.

You are solely responsible for your financial decisions. Consult with qualified professionals for personalized financial advice.

Centwise and its original content, features, and functionality are owned by Castynet Studios and are protected by international copyright and trademark laws.

You may not copy, modify, distribute, or create derivative works from our service without explicit written permission.

To the maximum extent permitted by law, Centwise and its operators shall not be liable for any indirect, incidental, special, or consequential damages arising from:

• Your use or inability to use the service
• Any errors or omissions in the service
• Unauthorized access to your data
• Any third-party conduct on the service

We strive to maintain high availability but do not guarantee uninterrupted access. The service may be temporarily unavailable due to maintenance, updates, or circumstances beyond our control.

We may update these terms from time to time. When we do, we will revise the "Last updated" date at the top of this page. Continued use of the service after changes constitutes acceptance of the new terms.

If you have questions about these Terms of Service, please contact us at:

Email: support@castynet.africa